Free HDB Tenancy Agreement
Generator Singapore
Generate a legally-structured HDB flat tenancy agreement in minutes — HDB-specific clauses included, free to preview, download from $10.
Generate HDB Tenancy Agreement →HDB-Specific Clauses
Includes HDB subletting approval confirmation, occupancy rules, and relevant restrictions.
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Download as a print-ready PDF. Legally structured for Singapore residential tenancies.
Common HDB Tenancy Agreement Questions
What is an HDB tenancy agreement?
An HDB tenancy agreement is a legally binding contract between an HDB flat owner (landlord) and a tenant outlining the terms of the rental. It covers the rental period (typically 1–2 years), monthly rent, security deposit, notice period, and HDB-specific obligations like the requirement to obtain HDB's approval for subletting.
Do I need to stamp an HDB tenancy agreement?
Yes. Stamp duty must be paid to IRAS (Inland Revenue Authority of Singapore) within 14 days of signing. The rate is 0.4% of the total rent for leases up to 1 year, or 0.4% of the average annual rent for leases of 1–3 years. By convention, the tenant usually bears this cost.
Can I sublet my HDB flat?
HDB flat owners must obtain HDB approval before subletting the whole flat. Eligibility rules apply — typically the owner must be a Singapore Citizen (PRs have more restrictions), must have met the minimum occupation period (MOP), and must comply with the occupancy cap (usually 6 persons for 3-room flats, 9 for larger). Renting out individual rooms in your own flat is allowed with fewer restrictions.
What clauses must be in an HDB tenancy agreement?
Essential clauses include: rental amount and payment schedule, tenancy start and end dates, security deposit amount and refund conditions, notice period for early termination, diplomatic clause (for expat tenants), inventory list of included furnishings, and a clause confirming HDB subletting approval has been obtained.
How long is a typical HDB tenancy?
Most HDB tenancies run for 1 or 2 years. HDB requires a minimum tenancy of 6 months for whole-flat subletting. Shorter or longer terms are possible with mutual agreement, but 1–2 years is the market standard.
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