How do I create a tenancy agreement in Singapore?

Use SG Tenancy to generate a tenancy agreement online. Select your property type (HDB or private), enter property details, landlord and tenant information, rental terms, and optional clauses. Preview the full agreement for free, then download the PDF from $10.

What should be included in an HDB tenancy agreement?

An HDB tenancy agreement should include the property address, landlord and tenant details (names, NRIC/FIN), rental amount, tenancy period, security deposit, notice period, HDB subletting approval confirmation, occupancy cap, and any special clauses such as a diplomatic clause or pet policy.

Is a tenancy agreement legally required in Singapore?

While not strictly required by law for all rentals, a written tenancy agreement is strongly recommended and practically essential. It protects both landlord and tenant, and must be stamped with IRAS within 14 days to be admissible as evidence in court. For HDB subletting, a written agreement is required by HDB.

How much is the stamp duty for a tenancy agreement in Singapore?

Stamp duty is 0.4% of total rent for leases of 1 year or less, or 0.4% of the average annual rent for leases of 1–3 years. For example, a 1-year lease at $3,000/month costs $144 in stamp duty. Payable to IRAS within 14 days of signing — typically borne by the tenant.

Can I rent out my HDB room without a tenancy agreement?

Technically you can, but it is not advisable. A tenancy agreement protects both parties and clearly sets out the rental terms, deposit, and notice period. For HDB whole-flat subletting, HDB requires proper documentation and approval. A written agreement is strongly recommended for room rentals too.

What is the minimum rental period for HDB rooms in Singapore?

For HDB whole-flat subletting, the minimum rental period is 6 months. For individual room rentals within an owner-occupied HDB flat, there is no official minimum period set by HDB, but most landlords require at least 3–6 months.

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SG Tenancy

Singapore Residential Rental Agreements

Singapore-focused

Tenancy agreement done right, in minutes.

Generate a Singapore residential tenancy agreement for HDB, private property, or room rental — or renew an existing one in 2 minutes. Preview free, download from SGD $10.

Singapore Tenancy Agreement Generator

SG Tenancy is a free online generator for Singapore residential tenancy agreements. Whether you are a landlord renting out an HDB flat, a private condominium, or a room, our guided form produces a legally structured tenancy agreement in under 5 minutes. Free to preview, download from SGD $10.

Unlike a blank template you fill in manually, the generator builds the agreement around your specific property, parties, and terms. It prompts you for the relevant details and including the appropriate clauses based on your inputs. For standard residential tenancies in Singapore, most landlords and tenants handle this without a lawyer.

What's Included

HDB & Private Property

Covers HDB flat subletting, private condo, landed property, and room rentals. HDB-specific clauses auto-included.

Diplomatic Clause

Standard for expatriate tenants. Allows early termination on repatriation or job transfer.

Custom Clauses

Aircon servicing, pet policy, minor repair threshold, no-smoking, CCTV, and more.

Stamp Duty Ready

Generated agreements are structured for IRAS stamping within 14 days of signing.

Inventory List

Add furniture and fittings with condition notes, attached as a schedule to the agreement.

Tenancy Renewal

Dedicated renewal flow for existing tenants. Generate a fresh renewal agreement quickly.

Singapore Tenancy Agreement: Quick Reference

Stamp duty0.4% of total rent. Pay to IRAS within 14 days of signing

Security deposit1 month's rent (1-year lease) · 2 months' rent (2-year lease)

Notice period1–2 months written notice (check your agreement)

HDB subletting approvalRequired for whole-flat subletting. Room rental does not require HDB approval.

Minimum tenancy (HDB)6 months for whole-flat subletting

Diplomatic clauseAllows early exit on repatriation. Activate after month 12 with 2 months' notice

Lawyer required?No, for standard Singapore residential tenancies

SG Tenancy Tips & Updates

Stamp duty reminders, HDB rule changes, and landlord tips. No spam.

Singapore Tenancy Resources

Tenancy Agreement Singapore

Full guide: stamp duty, deposits, HDB rules, diplomatic clause.

HDB Tenancy Agreement

HDB flat subletting rules, occupancy caps, and HDB-specific clauses.

HDB OPA Guide

Official Permission from HDB — eligibility, penalties, and step-by-step application.

Condo Rental Hidden Costs

Stamp duty, deposits, agent fees — the real cost breakdown before you sign.

Room Rental Singapore Legal Guide

Is renting out an HDB room legal? Rules, occupancy caps, and agreement essentials.

Room Rental Agreement Singapore

Room rental terms, shared facilities, house rules.

Tenancy Renewal Singapore

How to renew a tenancy agreement in Singapore. Checklist and FAQ.

Tenancy Agreement Template

Why a guided generator beats a blank Word template.

CEA Tenancy Agreement Template

CEA regulates agents, not the lease — what a proper SG tenancy agreement needs.

Tenancy Agreement FAQ

All common questions: stamp duty, deposits, diplomatic clause, and more.