Singapore Tenancy Agreement

Tenancy Agreement Singapore PDF — Free Generator

Create a legally structured tenancy agreement for any Singapore residential property — HDB flats, private condos, or room rentals. Free to preview. Download a clean, print-ready PDF from $10. No lawyer required.

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How to Create a Singapore Tenancy Agreement

1

Select property type

HDB flat, private condo/landed, or room rental — each has specific clauses.

2

Enter property details

Address, unit number, postal code, and handover condition.

3

Fill in both parties

Landlord and tenant names, NRIC/FIN/passport numbers, contact details.

4

Set rental terms

Start/end dates, monthly rent, security deposit, and payment details.

5

Add custom clauses

Diplomatic clause, aircon servicing, pet policy, minor repair threshold, and more.

6

Preview & download

Free to preview the full agreement. Download clean PDF from $10.

Singapore Tenancy Agreement — Key Facts

Stamp duty0.4% of total rent — paid to IRAS within 14 days
Security deposit1 month's rent (1-year lease) · 2 months' (2-year lease)
Standard notice1–2 months written notice
Diplomatic clauseStandard for expat tenants — allows early exit on repatriation
HDB sublettingRequires HDB approval + MOP completion (whole flat)
Minimum tenancy (HDB)6 months for whole-flat subletting
Lawyer required?No — for standard residential tenancies

What Type of Property Are You Renting?

Tenancy Agreement Singapore — FAQs

What must a tenancy agreement in Singapore include?

A Singapore tenancy agreement must include: full names and NRIC/FIN/passport numbers of landlord and tenant, full address of the property, tenancy start and end dates, monthly rent amount, security deposit (typically 1–2 months), notice period for termination, and each party's responsibilities for repairs and utilities. A diplomatic clause is strongly recommended for expatriate tenants.

Is a tenancy agreement legally binding in Singapore?

Yes. A signed tenancy agreement is legally binding in Singapore under contract law. The agreement should be stamped with IRAS within 14 days of signing to be admissible as evidence in court. Unstamped agreements can still be enforced but attract late stamping penalties.

How much is stamp duty for a tenancy agreement in Singapore?

Stamp duty is calculated on total rent: 0.4% of total rent for leases of 1 year or less; 0.4% of average annual rent for leases of 1–3 years. Example: a 1-year lease at SGD 3,000/month = SGD 3,000 × 12 × 0.4% = SGD 144. Payable to IRAS within 14 days of signing — typically borne by the tenant.

What is the standard security deposit for a Singapore tenancy?

Standard security deposit is 1 month's rent for a 1-year tenancy and 2 months' rent for a 2-year tenancy. Refunded within 14–21 days after the tenancy ends, minus deductions for unpaid rent or damage beyond fair wear and tear.

What is a diplomatic clause in a Singapore tenancy agreement?

A diplomatic clause allows a tenant to terminate early if required to leave Singapore permanently due to job transfer, repatriation, or redundancy. Typically activated after the first 12 months, with 2 months' written notice. Standard for expatriate tenants in Singapore.

Can I use a free tenancy agreement generator in Singapore?

Yes. There is no legal requirement to use a lawyer or specific government template for residential tenancies. The Council for Estate Agencies (CEA) provides a reference template, but using a generator like SG Tenancy ensures all clauses are correctly filled in for your property and parties.

What is the difference between a tenancy agreement and a lease in Singapore?

"Tenancy agreement" and "lease" are used interchangeably for residential properties. Technically a lease is for longer terms (3+ years) and conveys a property interest, while a tenancy is shorter-term. For residential rentals of 1–2 years, a tenancy agreement is standard.

How do I terminate a tenancy agreement in Singapore?

Give written notice per the notice period in the agreement (typically 1–2 months). Early termination without a diplomatic clause may result in forfeiture of deposit or liability for remaining rent. Document the property's condition at handover and agree on any deductions in writing.

More Singapore Tenancy Resources

Rental Agreement Singapore

A rental agreement in Singapore is the same as a tenancy agreement — the terms are used interchangeably. Whether you call it a rental agreement, lease agreement, or tenancy agreement, it is the legally binding contract between a landlord and tenant setting out the terms of occupation of a residential property.

In Singapore, residential rental agreements must comply with the Housing Development Board (HDB) regulations for public housing, and the Urban Redevelopment Authority (URA) rules for private property. Key requirements include a minimum tenancy period of 6 months for whole HDB flats, proper stamp duty payment within 14 days of signing, and Singapore citizen or eligible PR approval for subletting of HDB flats.

HDB Rental Agreement

Covers whole flat and room rentals. Must comply with HDB subletting rules and citizen occupancy requirements.

Private Condo Rental Agreement

More flexible than HDB. No approval required. Typically includes air-con servicing, management fee, and maintenance clauses.

Landed Property Rental Agreement

Covers detached, semi-detached, and terrace houses. Usually longer tenancies with higher deposits.

Room Rental Agreement

For single room rentals within HDB or private property. Shorter minimum periods and simpler terms.

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